Stop Loss Insurance

Voya™ Employee Benefits, backed by the financial strength of its insurers ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York, has been a solid player in the Stop Loss market for more than 25 years. Our approach is to offer flexible solutions, superior customer service and hands-on involvement in underwriting, risk management, claims and administration. We offer two types of stop loss insurance - Individual Stop Loss and Aggregate Stop Loss - as well as flexible funding alternatives.

At Voya Employee Benefits, our Stop Loss products protect employers with self-funded health plans from unexpected or catastrophic health claims, thus limiting risk while maintaining the advantages of self-funding. Our Individual Stop Loss product limits employer liability to a specific dollar amount per covered life. Our Aggregate Stop Loss product limits employer liability to a specific dollar amount in aggregate for the whole group.

Voya™ Employee Benefits insurance products and services in the U.S. are provided by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya™ family of companies. Product availability and specific provisions may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.